Do Not Pay Any Fees For Nighaban Card, Report Immediately

The Punjab government has issued an important warning to families receiving financial assistance through the Nighaban card. An amount of Rs 10,000 is being given to deserving families during Ramadan to help them meet their household expenses and ration needs. However, reports have been received that some unscrupulous individuals, shopkeepers or self-styled agents are trying to make illegal deductions from this amount.

The government has made it clear that if someone asks you for Rs 1,000, 2,000 or 3,000 back, it is an illegal act. You should flatly refuse any such payment and immediately report it to the relevant authorities. Remember, this money is your right and no one is allowed to part with it.

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10000 Are Completely For Deserving Families

Under the Nigahban Card Relief Program, ten thousand rupees are being provided to deserving families so that they can meet the basic expenses of their household during Ramadan and other necessary days. As per the government guidelines, this assistance is given directly to the deserving families and no commission or fee is applicable on it.

This amount can be used for the following needs:

• Ramadan ration and food items
• Basic items of daily use
• Children’s nutritional needs
• Urgent household expenses

The important thing is that every deserving family is entitled to receive the full ten thousand rupees. Any kind of deduction is illegal.

Demand For Service Fee Or Commission

The authorities have clearly announced that no shopkeeper, agent or middleman can take money from the Nigahban Card amount. If someone says that they are charging a fee, service charge, card activation fee or cash withdrawal fee, it is wrong and against the law.

Even if someone helped you register or told you how to use the card, they do not have the right to take even a single rupee of this assistance amount. No such fee has been fixed by the government.

In Which Situations Are Frauds More Common?

It has often been observed that first-time card users are more likely to be targeted. Some common situations in which deductions may be attempted include:

• At the time of cash withdrawal
• When paying at a registered shop
• When using a POS machine
• When someone pretends to be a program helper
• If a local agent threatens to stop payment

If such a situation arises, be cautious immediately. The simple rule is that if someone asks for a cut, refuse immediately.

What To Do If Someone Asks For Money?

If you are asked for any part of the Rs 10,000, do not delay and take immediate action. First of all, refuse clearly and do not pay the money under any pressure. After that, note down the complete details of the person and the shop concerned, such as name, location, date and time.

If possible, save the receipt, SMS or other evidence. Then contact the government helpline and file a complaint by providing complete information. Timely reporting helps the authorities in taking immediate action.

Why Is It Important To Report Fraud?

Some people remain silent, considering it a minor deduction, but this silence can cause harm to other families. When you file a complaint, you not only save your full amount but also protect other deserving people from fraud.

Your report enables action against illegal agents and makes the assistance system more transparent. In this way, government assistance reaches the rightful beneficiaries.

Spend Your Money Only On Household Needs

The authorities have emphasized that the money in the Nighaban card is reserved for household needs only. This money can be spent on ration, child food, Ramadan preparations and other basic needs. No outsider has any right to this money.

Precautions To Protect Yourself

To keep your financial assistance safe, it is important to follow a few simple but important rules. Do not share your card PIN with anyone and do not tell anyone the OTP code. Do not hand over the card to a stranger and only transact at approved centers or shops. Keep the receipt of every payment with you so that there is evidence in case of any problem in the future.

These small steps can save you from big financial losses.

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Understand with a simple example

Suppose a shopkeeper tells you that your payment has arrived but you need to pay a service fee of Rs 2,000. In such a case, the correct course of action is to refuse immediately, note the details of the shop and file a complaint on the official helpline. The actual government program does not include any additional fees.

Government Instructions

The Punjab government has repeatedly instructed the public to trust only authentic sources and avoid social media rumors. Report any suspicious activity immediately and stay away from middlemen. Government announcements and helplines are the only reliable sources.

Frequently Asked Questions

Can a shopkeeper deduct any amount?

No, any deduction from Rs. 10,000 is illegal.

What to do if someone calls it a mandatory fee?

This claim is false. There is no mandatory fee stipulated in the program.

Can the payment be stopped due to refusal?

No, your payment cannot be stopped for refusing to pay the illegal fee.

Conclusion

The Rs 10,000 you get under the Nighaban Card is your full right. This assistance is given to meet the convenience and basic needs of your family. If someone asks for a share of this amount, do not remain silent. Refuse immediately and file a report on the government helpline.

Your awareness not only protects your own home but also protects other deserving families from fraud. This article is for public awareness purposes only and does not represent any government agency. Always refer to the official announcements and helpline of the Government of Punjab for the latest information.