How To Apply Online For CM Punjab Asaan Karobar Card

CM Punjab Asaan Karobar Card

Recently, on the special instructions of Punjab Chief Minister Maryam Nawaz Sharif, the Punjab government has launched the “Chief Minister Punjab Asaan Karobar Card Program.” This program has been launched to support startups and small businesses with a huge amount of more than Rs 48 billion. Under this program, businesspeople can get an interest-free loan of Rs 100,000 to Rs 10 lakh, which has to be repaid in easy installments over three years.

Since there are still many people who want to benefit from this program but are facing difficulties due to a lack of complete information regarding registration,. Keeping this need in mind, I am providing complete guidance for these people in this article so that they can easily complete their registration. In this article, you will be provided with the eligibility criteria as well as the complete and easy registration procedure. So, if you are among those who want to benefit from this program, then you are requested to read this article till the end so that you do not face any kind of problem.

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Eligibility Criteria

If you also want to apply for this program and get an interest-free loan of Rs.1 lakh to Rs.1 million, then it is very important to ensure the following before applying.

First of all, you must have a computerized identity card issued by NADRA. In addition, you must also have a mobile number registered on the same identity card. When it comes to the age limit to apply, your age should be between a minimum of 21 years and a maximum of 57 years. According to the identity card, you must be a Pakistani as well as a permanent resident of Punjab.

Moreover, it is necessary that your current or potential business be located in Punjab. Remember, only one person can apply for a business, and no person can submit an application for more than one business. If an applicant is already a defaulter with any financial institution, he will be considered ineligible for this program. Similarly, individuals who are involved in any kind of illegal or anti-state activities will also not be able to benefit from this program.

Note: Here I will clarify one more thing for your guidance: many people complain that they fulfilled all the eligibility criteria, but despite this, their application has been rejected. So let me tell you, for the guidance of such people, that it is possible that you may have taken some kind of loan from Jazz Cash or Easy Paisa. And later, due to not returning it, you may have been declared a defaulter by the Government of Pakistan, due to which your application may have been rejected.

How To Apply For An Asaan Karobar Card

To apply for an Asaan Karobar Card, you first have to open the official web portal by clicking on the link given below.

• As soon as you open the web portal, a button of “Apply for Asaan Karobar Card” will appear on the screen in front of you.
• As soon as you click on this button, you will see a page of instructions in which all the eligibility criteria will be provided.
• You first have to take a look at the eligibility criteria to ensure that you meet all these eligibility criteria.
• After this, you have to click on the “Accepted, proceed” button to proceed.
• As soon as you click on this button, an account creation page will appear in front of you on the portal.
• On this page, you will have to create your account by entering your CNIC number, your name, your father’s name, date of birth, date of issue of CNIC, date of expiry of CNIC, mobile number, and password.
• After creating the account, you will have to log in with your username and password. Remember, your CNIC number is your username.
• As soon as you log in to your account, you will see the registration form, in which you will first have to provide your personal details.
• After this, the next step of the application is to provide business details, where you have to provide the details of your business.
• After completing the second step, you will be allowed to enter the third step, where you will have to enter the loan details and how much loan you want to get.
• As soon as you complete this step, in the last step, you will have to upload the soft copy of the necessary documents.
• After this, you will be able to submit your application.
• In this way, you can submit your application for a loan sitting at home without facing any difficulties.
• Remember, if you do not know how to read and write or you are facing any kind of difficulty in submitting the application, then you can go to any computer shop in your area and submit your application, for which you will also have to pay a little money.

What Happens Next?

After completing the registration, you do not need to do anything, as the government will automatically initiate a psychometric test. Once you successfully qualify for this test, you will have to digitally accept the terms and conditions in your account on the Asan Karobar Card portal. Usually, physical verification is also skipped by the Bank of Punjab for new businesses. After the loan is approved, you will have to provide a personal guarantee to ensure repayment of the loan. If all the steps are completed successfully, you will be issued your Asan Business Card, with the help of which you will be able to get regular access to the loan facility.

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Final Words

The Asaan Karobar Card Program launched by the Punjab Government is a first-of-its-kind and unique initiative. This program has been introduced especially for startups and small business owners, under which interest-free loans ranging from Rs.1 lakh to Rs.10 lakh can be availed. In this article, I have provided the complete procedure for applying to benefit from this program for your complete guidance. Along with this, for your convenience, I have also included the eligibility criteria so that you can easily assess whether you are eligible for this program or not. Hopefully, this article will prove to be useful for you and answer all the questions you may have. If you have any questions related to this program, then be sure to ask in the comment section; you will be provided with a response with complete details.