Apni Chhat Apna Ghar Program New Registration April 2025

Apni Chhat Apna Ghar Program

The “Apni Chhat Apna Ghar Program,” launched on the special instructions of Punjab Chief Minister Maryam Nawaz Sharif, is the first and unique initiative of its kind. Under this revolutionary initiative, a unique record of the completion of 1562 houses has been established in a short period of time, while the recovery of loans worth Rs 92.4 million is proof of the transparency of this program. Currently, more than 21,797 houses are in the final stages of their completion, and loans worth more than Rs 26.97 billion have been issued to more than 25,000 families.

Recently, the second installment has also been released to 11,500 families, while approval has been given to issue 1,106 more loans. Under this program, loans are being given to plot owners from one to five marla in urban areas and from one to ten marla in rural areas. Therefore, if you also want to get a loan under this program and build your house, then you will get complete details in this regard in this article. In this article, you are being provided with the complete procedure and eligibility criteria for applying for loans in detail. So, read this article until the end to get complete and reliable information.

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Eligibility Criteria For Applying To The ACAG Program

If we examine the eligibility criteria set by the Punjab government for applying for the ACAG program, it is clear that there are some specific and simple criteria that most people can easily meet. If you also want to get a loan through this program, then you must meet these basic eligibility points.

• First of all, the applicant must be a permanent resident of Punjab as per the identity card.
• In addition, applicant must have there should be a vacant plot of at least five marla in urban areas and at least ten marla in rural areas, and the applicant should be the sole owner of this plot.
• Moreover, the applicant should not have any kind of criminal record. That is, he should not have been involved in any illegal or anti-state activity, nor has he been a part of any kind of antisocial activities.
• In addition, another important condition is that the applicant should not be a defaulter of any government or financial institution, such as a bank, etc.

The aim of these standards is to ensure that only those who truly deserve it and who are citizens with a transparent and positive attitude can benefit from this program.

How To Apply Online For Apni Chhat Apna Ghar Program

If we talk about the procedure for applying for the “ACAG” program, then it is a very simple and easy process that can be completed by the common citizen sitting at home through the internet. For this, first of all, you have to go to the official web portal provided by the Government of Punjab: https://acag.punjab.gov.pk/. By going there, you will first have to create a new account. As soon as your account is created, you have to log in using your username and password. After which you can complete your registration process by following the steps below.

• After logging in, you will see an affidavit in which you have to read the given conditions carefully and tick them in order to get access to the next stage.
• After accepting the affidavit, the application form will open, which consists of three parts.
• In the first part, you have to provide your general information, which includes the applicant’s personal information, property details, loan amount required, and household and socio-economic situation.
• Once you have completed this information, you will enter the next stage, where you will have to upload soft copies of your necessary documents like your ID card, property ownership details, etc.
• After completing these steps, you will reach the third and final section where you can also give your feedback or directly submit your application.

Is There Any Other Method Of Applying?

Yes, if you are unable to complete your registration online, then there is no need to worry, as the Punjab government has also come up with a solution to this problem. For those who do not know how to use the internet or do not have internet access, an offline registration procedure has been introduced. In this regard, special registration desks have been set up in the offices of the Deputy Commissioner in all districts across Punjab.

If you meet all the eligibility criteria of this program and you have all the required documents complete, then you can visit your nearest deputy commissioner’s office and submit your application at the registration desk. This initiative is especially for the convenience of citizens who are unfamiliar with the digital system so that no deserving citizen is left out of this facility.

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Final Words

The “Apni Chhat, Apna Ghar Program” introduced by the Punjab Government is undoubtedly the first and unique initiative of its kind, which is not seen anywhere else. Through this article, I have informed you about all the progress made so far regarding this program. Apart from this, I have also explained in detail in this article the complete online procedure for new registration, eligibility criteria, and the offline application process for those who cannot use the internet. My effort has been to make this article informative and guiding for you. If you need further clarification on any part or have any questions in your mind, then feel free to leave your question in the comment section below; you will be provided with an answer as soon as possible.